Even as early as last year, getting 0% APR for 15 months was a possibility. Unfortunately, that is no longer true going forward. Currently, the longest 0% balance transfer offer is for 12 months, which still is not too bad. There aren’t too many credit card companies that offer 0% for 12 months, but they do exist. To compensate for these companies to be able to offer such a low APR for a long period, they add higher fees. Because many consumers are building higher credit card debt, the banks now make it harder for anyone to get approved for new credit cards with higher rate and shorter length of balance transfer. All consumers should continue to take advantage of the 0% APR but primary goal should be getting rid of debt as soon as possible.
Here are some good 0% APR Balance Transfer offers available with no fees or low fees.
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